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Online Identity Theft Protection
Michalis 'BIG Mike' Kotzakolios


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Identity theft crimes are not new, but they have become more persuasive in the past decade. One of the most insidious forms of white-collar crime, identity theft is a federal offense under the Identity Theft and Assumption Deterrence Act. It occurs when someone deliberately assumes an individual's personal identity to impersonate that person in a legal sense. Stealing someone's identity enables the thief to make a frightening number of financial and personal transactions in someone else's name, leaving the victim responsible for what might turn out to be a mind-boggling turmoil in his or her life.

Someone once said, "The devil is in the details, and the truth lies somewhere in between". Details such as your name, age, sex, physical description, mailing address, Social Security, and driver license number are everything a swindler needs to create your shadow identity, enabling him to buy merchandise, take loans and make other financial transactions, while you get stuck with the bad credit. The old X-Files motto "Trust No One" is especially meaningful for identity theft protection on the web. You must learn to depend on yourself for identity theft protection and minimize your risk by performing the following tasks:

a) Memorize your passwords. This is the most basic requirement for identity theft protection. Never write down personal identification numbers (PINs) or passwords. Do not use your Social Security number or any such easy-to-guess combinations. Avoid using the same password for different accounts.

b) Effective identity theft protection is now a necessary part of doing business on the web. Therefore, when ordering online, it is preferable to use PayPal, instead of credit or debit cards, because of the propinquity with which these cards give an imposter access to the cash in your bank account.

c) Another good practice for identity theft protection delineates that before purchasing online make sure that the site has a secure server. Secure pages begin with https instead of http, with a picture of a lock appearing in the lower right status bar. To verify the name of the server that appears on the digital certificate, double-click the lock icon, and then check the name that appears next to "Issued to", if the name appearing next to "Issued to" is different from the name of the site that you thought provides the page, close the browser to leave the site.



BIG Mike is a well known author, developer and Adsense expert as well as the owner of Niche Maniacs - a unique Adsense Marketing System designed to build long-term passive income streams from Adsense, YPN, Chitika and other PPC services.



































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Do Identity-Theft Protection Services Work?

Sun, 25 Jul 2010 16:18:00 -0700

Todd Davis is best known as the CEO of identity-theft protection company LifeLock who used his own Social Security number in his company's advertising as a sign of his confidence in the service. In May, it was widely reported that Davis's identity had been stolen at least 13 times. The controversy over LifeLock's advertising ultimately cost the company $12 million in fines.


BBB Warns Of Facebook Phishing Scams

Thu, 29 Jul 2010 05:45:12 -0700

The Better Business Bureau of Eastern North Carolina wants to make consumers aware of the latest scams to hit Facebook users. Two types of scams to make the rounds on the social networking site uses familiar brand names to steal personal information. One scam claims users can get a free gift card to business such as Subway or Starbucks, just for clicking on a link. According to the BBB ...


Authorities warn seniors of scams, tell how to avoid them

Wed, 28 Jul 2010 22:24:46 -0700

Photo for the Record Gazette by Annette Tringham Sgt. Alex Diaz of Banning police and Angela Rosato from the County of Riverside Adult Protective Services Division conducted the meeting to talk about scams with about 50 seniors recently.


Big credit troubles can grow from small charges

Thu, 29 Jul 2010 02:41:18 -0700

It's just a buck. How much trouble can that be? And so you shrug at the odd little charge on your credit or debit card, maybe for an iTunes download you're not sure you remember but, oh well ... That's exactly the reaction scam artists want. It's a green light to start ripping you off big time.






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